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Questions like: How do I open an international PayPal account? How do I set up a US PayPal account outside the US? Can Nigeria PayPal receive money from USA? Are some of the many questions Nigerian freelancers, digital marketers, and IMERS in general ask. In this blog post you will learn how to open a US PayPal account in Nigeria in 2021, and I will also recommend the stress-free Lesotho PayPal option for you.
Expert Advise: You may get into trouble running a US PayPal account in Nigeria in 2021. This could be by loosing your hard-earned funds when you will get stocked in trying to verify your account in the future, and it may not be funny. You should rather learn how to create use and withdraw from a Lesotho PayPal to your Nigerian bank account.
Open a US verified PayPal account in Nigeria in the following steps:
- Head on to www.paypal.com/us, click on sign up on the PayPal business account.
- Input a fresh email address and your password.
- Tell PayPal about your business: business contact, business details, and business address. Click agree and continue.
- You will be redirected to this window: Welcome to your new PayPal account, send funds… click on send invoice.
- Describe your business: business type, product or service keyword, your monthly sales, and an optional website URL.
- Tell PayPal more about you: your SSN, date of birth and home address.
- You will be redirected to your invoice page. Click on the bell icon to see if you have further prompt action to perform. If none, click on the setting icon, locate the business profile section, click on money bank and cards, link a card to lift your limit.
Step 1: How to Open a US PayPal Account in Nigeria
Head on to www.paypal.com/us, click on sign up on the US PayPal business account.

Please note that to access this URL from Nigeria, you need a Virtual Private Network (VPN) to use a US location. You can get Windscribe VPN free of charge but for an itch-free process, I will suggest you get a premium Nord VPN, it costs about $11.95 per month. If you cannot afford that you should get the Hyonix VPS, which in my opinion is safer than a VPN because it is a virtual computer with a static IP. The VPS is $6.50 per month. (remember that if you register on Hyonix with my link, I will get a token from your purchase).
Step 2: How to Open a US PayPal Account in Nigeria
Input a fresh email address and your password for your US PayPal.

You should use a fresh email address that has never been registered with any US PayPal or any other country PayPal account. Also input your preferred password (remember it’s the password that you will be using on the account going forward, so please take note of it).
You should get a notepad and record every of your US PayPal registration details as you progress with the PayPal signup process.
Step 3: How To Open a US PayPal Account in Nigeria
Tell PayPal about your business, and this include; business contact, business details, and business address then click agree and continue.
- Business Contact: This includes your legal names such as your first and last name.
- Business Details: This includes your business name, type, and URL
- Business Details: This includes your business location, street, and zip (if applicable)
These details will help you circumvent the process and enable you register from Nigeria. To get these details to open your US PayPal account in Nigeria, you will need to get pseudonyms for the entire process.
However, you can retain basic identifier information about you such as your legal name.
Click agree and continue.
Step 4: How to Open a US PayPal Account in Nigeria
You will be redirected to this window: Welcome to your new PayPal account, send funds… click on send invoice.

This will almost look like the end of the process, but you still have to provide US PayPal with additional details of your account. But to pass this stage, you should click on generate an invoice and this will take you to the next step.
Step 5: How to Open a US PayPal Account in Nigeria
Describe your business: business type, product or service keyword, your monthly sales, and an optional website URL.

In this segment of your US PayPal account opening process, you should describe your business type, your product and service, your monthly sales, and your an optional website URL.
If you are just a freelancer without a registered business, I suggest you use the name on your freelancer’s profile. For example, for this Fiverr profile Gracefulcontent, you could enter Gracefulcontent as your business name (I think this is most useful for the third step above).
For this section, you should say your business is an individual business. Please use this option if your business is truly not registered but if it’s registered and you feel you have all the document, only then, you can try other options.
Proceed to tell them about the product or service that your business offers.
Then select the range of sales you get, I am not sure of the cycle, if it’s daily, weekly, monthly or yearly. But you can choose an option depending on the volume of sales you get from your business.
I think that will affect the additional detail they might need from you including your limit.
Step 6: How to Open a US PayPal Account in Nigeria
Tell PayPal more about you: your SSN, date of birth and home address.
This is where PayPal want to be sure you’re really from the US. Thanks to technology that has bridged the gap. You can get this data online including your SSN online.
CAVEAT: You may get into trouble for using another person’s details. Using a pseudonym should pass or you should stick with a Lesotho PayPal – with it, you can verify with your Nigerian documents.
You will be redirected to your invoice page. Click on the bell icon to see if you have further action to perform.
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US PayPal invoice page

How to open a US PayPal account in Nigeria is quite different from other countries’ PayPal, so keep tab, we’re almost done.
Once you’ve been allowed to create the invoice you initiated in step 4 above (kindly refer to it), you should disregard it and click on the setting icon to see if you have prompt for additional action.
If you don’t, you should move to the next step. As at the time of writing this post (August 21, 2019. Updated May 2021), there was no other prompt. Should you have any, kindly let us know in the comment section and we will help you asap.
Step 7: How to Open a US PayPal Account in Nigeria
If none, click on the setting icon, locate the business profile section, click on money bank and cards, link a card to lift your limit.

This is where you should add your card to lift your limit. But to enjoy PayPal to its fullest such as withdrawing to Payoneer (not as effective as it use to be), you should add your US PayPal Bank. You can get one from Payoneer with Payoneer Global Payment service.
You may also read our blog on how to open a PayPal account that sends and receive funds in Nigeria, and how to withdraw from PayPal directly to your Nigerian bank account.
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